Being involved in a car accident can be a traumatic and distressing experience for all parties involved. Typically no one expects to be involved in an accident while they are commuting, however, vehicle accidents do occur and they’re usually when we least expect it. Oftentimes the involvement in an accident can cause disorientation and cloud judgement calls while victims are going through the initial shock of the crash.
As personal injury lawyers, it is our job to provide you with tools and resources to help guide you and organize your thoughts and plan of action in the event that you are an involved party in a car crash. It should also be noted that if you are involved in a serious crash that medical treatment is of the highest importance and in the event you need immediate medical treatment to use the resources available at the crash in order to do so such as the ambulance, medics, and other medical providers.
Here’s a list of what should happen after the event of a crash after all victims receive the needed medical attention:
- Call the Insurance Company
The key to a claim is to call your insurance company and report that you were in an accident AS SOON AS POSSIBLE. This lets you begin your claim as quickly as possible. Some insurance companies void the right to benefits if a claim goes unreported, so getting a claim started quickly is imperative.
- Create a File Folder
As soon as you call the insurance company, compile a file folder which will be the key essential in helping your claim move forward. The first pieces of information needed in this file are your claim number from the insurance company and the name of your claim adjuster. You’ll also need medical records and receipts, witness information, insurance information, and all documents related to your accident. Keeping a folder with these documents allows your lawyer (if you so choose) and adjuster to have all of the necessary information in one organized place.
- Go See a Doctor!
Many people believe that a claim or accident case ends with the initial visit to an emergency room on the date of the accident. However, this is not the case. Making a visit to your primary care physician after the incident can help you provide documentation of other injuries that were not noted initially. Adrenaline can cover up injuries to soft tissue, bruises, and whiplash which can be documented after the fact. These documents can be turned in with your records to an insurance adjuster to maximize the benefits of an insurance policy. Continuing medical treatment is vital in building your case/claim.
- Hire a Lawyer
Although a sense of biasedness may come to mind when reading this particular step, it is still vital to know that after an accident hiring a personal injury lawyer provides a great advantage to your claim as opposed to fighting insurance companies alone. Lawyers provide experience and the ability to maximize your verdict or settlement claim and can tell when an insurance company is only offering you the minimum amount for what you deserve.
An experienced Paducah, KY car accident lawyer will be able to guide you through the strenuous process of filing a claim and ensure that you reach your maximum potential throughout the claim-filing process. Keep in mind that experienced personal injury lawyers have engaged in many battles with local insurance companies and understand the loopholes many companies use to deny accident victims of benefits.