Is Driving Drowsy as Bad as Drunk Driving?

Published on Apr 5, 2017 at 6:17 pm in Auto Accidents.

We’ve all gotten behind the wheel while tired after a long work day, but have you ever stopped to wonder about the implications of driving while drowsy? Driving while drowsy is inherently dangerous due to the fact that while drowsy, our reaction speeds and sense of judgement are both significantly impaired. If a car in front of our vehicle suddenly stops or swerves, if we’re drowsy, our reaction to that stop or swerve may come a second later than if we were fully alert.

When it comes to an accident, even a mere second or two can make the difference between avoiding the crash and slamming into another car. But how dangerous is dangerous? How often do car crashes really occur that involve drowsy drivers? Is driving drowsy as bad as drunk driving or driving under the influence of drugs? Let’s examine the facts.

Beware of the ERISA Lien “Monster”

Published on Mar 29, 2017 at 6:42 pm in Auto Accidents.

If you’ve been involved in a serious car accident in the state of Kentucky and are struggling to receive compensation from an employer to pay for your medical bills, you may find yourself frustrated. Kentucky’s laws which govern what an employer is liable to pay in such circumstances can be complex. Furthermore, if you’re in the process of filing a personal injury claim against the driver who caused the accident or an insurance agency that has treated you unfairly, the way in which you receive that compensation can be additionally complicated.

You should be aware that often, if your medical bills were paid by the health insurance of an employer’s health plan, the health insurance company or plan may want you to reimburse it out of any personal injury recovery. Your “insurance” turns out to be not insurance at all, but a “loan”– also known as a lien. The laws in some states, including Kentucky, generally prohibit such claims by insurance companies, but many companies continue to make these claims anyway.

What to Do After a Car Accident

Published on Mar 22, 2017 at 6:18 pm in Auto Accidents.

Being involved in a car accident can be a traumatic and distressing experience for all parties involved. Typically no one expects to be involved in an accident while they are commuting, however, vehicle accidents do occur and they’re usually when we least expect it. Oftentimes the involvement in an accident can cause disorientation and cloud judgement calls while victims are going through the initial shock of the crash.

As personal injury lawyers, it is our job to provide you with tools and resources to help guide you and organize your thoughts and plan of action in the event that you are an involved party in a car crash. It should also be noted that if you are involved in a serious crash that medical treatment is of the highest importance and in the event you need immediate medical treatment to use the resources available at the crash in order to do so such as the ambulance, medics, and other medical providers.

Five Things You Must Know About UM/UIM Coverage

Published on Mar 15, 2017 at 6:00 pm in Auto Accidents.

If you’re looking to maximize your auto insurance in order to ensure you and your family are protected no matter the type of car accident you may one day be involved in, no type of coverage can quite protect you like UM/UIM coverage. What is UM/UIM coverage and how does it work? Let’s find out. Here are 5 things you need to know about UM/UIM insurance coverage and how it protects you:

  1. What is UM/UIM Coverage?

Under Kentucky Law all Owners of a Motor Vehicle must carry a minimum of $25,000/$50,000 in Bodily Liability Coverage. However, the two most important types of coverage are what is called UM and UIM coverage. Bodily Liability Coverage covers the other person if you cause an accident. Bodily Liability Coverage covers the other person if you cause an accident. UM/UIM covers you and your injuries if the other party is at fault.

Tricks Commonly Used by Car Insurance Companies

Published on Mar 8, 2017 at 7:32 pm in Auto Accidents.

If you or a loved one has been injured in a serious car wreck, you may feel pressured by your insurance company (or the other driver’s insurer) to act more quickly than you are comfortable with or accept a settlement offer that you know isn’t fair. Car insurance companies, at the end of the day, are looking out for their profit margins. As such, they may not be interested in truly helping you and your family.

Insurance companies are also known to sometimes use unfair tactics or “tricks” to try and get clients to agree to low settlement amounts or agree to policy terms that don’t favor them. As unfortunate as it is, some insurers or adjusters will do anything they can to save their company a buck or two. Below are some of the tactics used by insurance companies to try and get what they want:

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