If you or a loved one has been injured in a serious car wreck, you may feel pressured by your insurance company (or the other driver’s insurer) to act more quickly than you are comfortable with or accept a settlement offer that you know isn’t fair. Car insurance companies, at the end of the day, are looking out for their profit margins. As such, they may not be interested in truly helping you and your family.

Insurance companies are also known to sometimes use unfair tactics or “tricks” to try and get clients to agree to low settlement amounts or agree to policy terms that don’t favor them. As unfortunate as it is, some insurers or adjusters will do anything they can to save their company a buck or two. Below are some of the tactics used by insurance companies to try and get what they want:

During my time as a personal injury lawyer here in Paducah, KY, I’ve come across a great deal of misinformation that clients come to me regarding. The legal profession is one that often seems shrouded in a curtain of mystery. Legal information tends to be difficult to come across– especially information that isn’t hard to digest and/or full of legal speak or what is commonly referred to as “legalese”.

As such, I’ve realized that there are a few common myths we see at our law office. Many of these myths are shared by friends and family members of our clients who come to us seeking legal assistance. Other times, myths come to life on television or in a movie and are consequently believed to be true.

In the unfortunate event of a car accident or other type of motor vehicle accident that causes injuries in the state of Kentucky, individuals involved may have the ability to file a lawsuit depending on the nature of the accident and the resulting injuries. In general, the driver or individual who is responsible for the motor vehicle accident is legally liable for damages incurred to the injured individual.

This means that an injured accident victim can file a personal injury lawsuit to potentially receive financial compensation that can be used for paying medical bills, recover loss of wage costs, and even pain/suffering costs. These funds can make a massive difference in a family’s ability to recover from a tragic car wreck.

However, the thought of filing a lawsuit or even beginning a claim has a tendency to overwhelm most individuals. Lawsuits are complicated. It should also be noted that many insurance companies representing the at-fault party frequently try to negotiate a settlement that’s unfair to the victim. When a settlement isn’t reached or when one is unfair, that’s the time to file a lawsuit.

Below are some of the more frequently asked questions our law office receives about car accident lawsuits in Kentucky:

Whether you own an Apple smartphone or an Android smartphone, these small devices which we use daily can play a vital role in the case of a motor vehicle accident. Capable of doing everything from dialing 911 to notifying family members, performing GPS tracking, obtaining contact information from involved parties, and capturing photographs of the accident, a mobile phone can truly save a life and provide important documentation of a crash. Yet it must be noted and emphasized that engaging with a cellular phone while driving to text or make phone calls is ill advised and highly discouraged. Use of cellular devices are to be used after a car accident has occurred.

The first and foremost use for a mobile phone after a crash occurs is to use the phone to dial for help from an emergency service. 911 is typically the most important number to dial during an emergency situation such as a car accident and can also allow ambulances and the fire department to determine if their presence is necessary. A quick dial to emergency personnel can save a life and prevent further injuries by allowing all parties to seek medical attention and law enforcement protection in a shorter amount of time as opposed to not having a cellular device readily available. A cell phone allows all parties to obtain help in a timely manner.

When we spend time in a facility such as hospital, urgent care clinic, or physician’s office, it is not unusual to expect and to put your full trust in the medical professional’s abilities. By trusting medical professionals it is also commonly assumed that mistakes will be minimal and chances of negligence are exponentially reduced. In a perfect world, no one would make mistakes including medical professionals, however, we live in a far from perfect world and everyone, including medical professionals, are bound to make mistakes.

There is a common misunderstanding about medical malpractice cases and lawsuits in the sense that many people believe if the medical professional makes a mistake, one can simply file a lawsuit against them and win. Yet there is substantial difference between human error and acting negligently. For a mistake to be classified as a result of negligence, the mistake should have been completely and totally avoidable. Therefore there is certain criteria to be met in order to file a medical malpractice lawsuit against a medical facility or medical professional.