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A: Not every car accident is worth a lawsuit. The question that you should ask yourself is, “Have I lost anything that I can’t get back?” For instance, if the result of the accident was only some damage to your car or a few minor scrapes and bruises, then you should simply let the insurers work it out. Personal injury lawsuits are best left for instances in which there were severe injuries, extended hospital stays, and lasting physical and emotional trauma.